✦ Florin

Florin Wealth Ltd

Terms of Service

Last updated: 6th November 2025

This page tells you the terms of use for Florin and the Starborn Child. By using the app you accept these terms. If you do not agree, please refrain from using the app.

Information About Us

Florin and the Starborn Child is produced and operated by Florin Wealth Ltd ("We"). Our website is at florinwealth.io.

Scope and Agreement

These terms cover the website at florinwealth.io and any pre-release or beta builds of the app. By using the app you accept these terms.

No Financial Services

We do not accept money, open accounts, arrange, advise on, or provide any financial product or service. Any references to potential future features are informational only and are not an invitation or inducement to engage in any investment or savings activity.

Age and Eligibility

The services are designed for adults. You must be 18 or over to use them. Parents and guardians are responsible for device use in their household.

Gameplay and Virtual Items

Gold Florin and similar items are fictional in-game points. They have no cash value and are not redeemable, exchangeable, or convertible — now or in the future — into money, vouchers, gift cards, cryptocurrencies, bank deposits, investment accounts, or any financial product.

Progress, badges, cosmetics and other virtual items are licensed, not sold, and may be changed or removed during a beta.

Availability of the App

Availability is on a temporary basis and we reserve the right to withdraw or amend the app without notice. We will not be liable if the app is unavailable at any time or for any period.

You are responsible for ensuring that all persons who access your copy of the app are aware of these terms and comply with them.

Apple, Google, Amazon and Microsoft Credits

You can purchase credits from within the app to unlock features. We have no involvement with or control over your purchase of credits. If you purchase credits, you form a contractual relationship with Apple, Google, Amazon, and/or Microsoft.

  • If you delete the app, any credits will be lost unless you have previously backed up your device.
  • If something goes wrong with your device, you may lose your credits unless you have a backup.
  • If you lose your device, you will lose your credits unless you have a backup.
  • You cannot transfer credits between copies of the app on different devices.

Google Play Refund Policy

For credits purchased via Google Play, we operate a 14-day refund policy. Refund requests are judged on a case-by-case basis. Accidental purchases resulting from negligence will not automatically guarantee a refund.

Suspension and Termination

We may take any of the following actions if a breach of these terms occurs:

  • Immediate, temporary or permanent withdrawal of your right to use the app.
  • Removal of any material uploaded by you.
  • Issue of a warning.
  • Legal proceedings for reimbursement of costs resulting from the breach.
  • Disclosure of information to law enforcement authorities where reasonably necessary.

Acceptable Use Policy

You may use the app for lawful purposes only. You must not use it in any way that breaches applicable law, is fraudulent, harms or attempts to harm minors, or transmits unsolicited advertising, spam, viruses, or other harmful code.

You also agree not to reproduce, duplicate, copy or re-sell any part of the app, and not to access without authority, interfere with, damage or disrupt any part of the app or its underlying infrastructure.

Content Standards

Any contributions you make must be accurate, genuinely held, and comply with applicable UK law. Contributions must not be defamatory, obscene, offensive, hateful or inflammatory, promote sexually explicit material, violence, or discrimination, infringe any copyright or trade mark, or be likely to deceive any person or promote any illegal activity.

Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in the app and the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Our Liability

The app and the material within it are provided without any guarantees, conditions or warranties as to their accuracy or functionality. To the extent permitted by law, we expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the app.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.

Information About You

We process information about you in accordance with our Privacy Policy. By using the app, you consent to such processing and warrant that all data provided by you is accurate.

Viruses, Hacking and Other Offences

You must not attempt to gain unauthorised access to our servers, or knowingly introduce viruses, trojans, worms, logic bombs or other malicious material. By breaching this provision you would commit a criminal offence under the Computer Misuse Act 1990.

Jurisdiction and Applicable Law

These terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the law of England and Wales. The English courts will have non-exclusive jurisdiction over any claim arising from your use of the app.

Trademarks

"FLORIN WEALTH" and "FLORIN AND THE STARBORN CHILD" and their associated logos are registered trade marks of Florin Wealth Ltd.

Variations

We may revise these terms at any time. Continued use of the app following any changes constitutes your acceptance of the revised terms.

Your Concerns

If you have any concerns, please contact us at support@florinwealth.io. We aim to respond within two business days.

✦ Florin Wealth Ltd  ·  2025  ·  florinwealth.io

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Florin does not provide financial advice. Savings are held via FCA-regulated partner.